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Home Buying Process Category

Homes for Sale by Year Built by Subdivision

Posted on January 25, 2014 by Larry Johnston in Home Buying Process

If you are planning on buying a home this Spring, you have probably already sat down and figured out what you need in a home, like you have to have 4 bedrooms because anything smaller would compromise your comfort level, or you absolutely need at least three baths in order to get everyone going in […]

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Qualifying For A Loan In Elkhart County-Will You Measure Up?

Posted on December 11, 2011 by Evelyn Johnston in Home Buying Process

You’re ready to become a homeowner in Elkhart County, Indiana.  So how do you know you’ll measure up? To answer the question, take a personal fiscal assessment.  A solid look at your finances, specifically how much you currently owe, how much you have available for a down payment, and the approximate amount of your estimated […]

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Do You Know What Private Mortgage Insurance Is?

Posted on December 11, 2011 by Evelyn Johnston in Home Buying Process

Private Mortgage Insurance (PMI) is insurance that protects the Lender in case a Home Buyer defaults on a loan?  Most Lenders require PMI whenever a Home Buyer is putting down less than 20% of the purchase price of a home and then pass the cost on to the borrower.

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Multiple Listing Service-Can I Sell My Home Without It?

Posted on December 11, 2011 by Evelyn Johnston in Home Buying Process

In Elkhart County, Indiana the Multiple Listing Service, also known as MLS, means a computerized listing of virtually all the homes that are for sale in a specific area. When a REALTOR lists your property for sale, he or she pays a fee and your home is placed on the MLS system.  The big advantage to […]

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What Does Your REALTOR(r) Mean By We Are Going To Closing?

Posted on December 11, 2011 by Evelyn Johnston in Home Buying Process

A closing is the meeting where title and money are exchanged between the Seller and the Buyer, and the sale of a home is finalized. At the closing, all the progressive steps in buying a home – from the acceptance of the offer, title search, home inspection, Buyer’s loan application to approval, etc – come […]

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Home Buyers Find Their Dream Home

Posted on December 11, 2011 by Evelyn Johnston in Home Buying Process

Elkhart County Home Buyer, you’ve found the house of your dreams, made an acceptable offer, and now it’s down to the final details of ESCROW.  Why does it have to be so complicated?  Or does it?

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If You Think It Should Be Left With The Home, Get It In Writing!

Posted on December 11, 2011 by Evelyn Johnston in Home Buying Process

Built-ins, chandeliers, furnishings, carpet – if you think it should be left with the home, get it in writing! You bought the house, in part, because of the beautiful built-ins (or at least you thought they were built-ins), the gorgeous draperies, which just happened to match your furnishings, and the magnificent chandelier in the dining […]

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Moving With Children

Posted on December 11, 2011 by Evelyn Johnston in Home Buying Process

Elkhart County, Indiana is where you are moving to, or maybe you are moving to a different area of Elkhart County, you found the perfect home for your family.  Moving is an exciting time full of commotion that can be tough on everyone, including the children. The impact the move will have on kids usually is age-related. […]

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Can A Buyer With Past Credit Problems Buy A House?

Posted on December 11, 2011 by Evelyn Johnston in Home Buying Process

Elkhart County Home Buyers who have credit problems can make it harder to qualify, but it’s quite possible for Buyers with poor credit to obtain home loans.

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What Makes One Offer More Attractive Than Another?

Posted on December 11, 2011 by Evelyn Johnston in Home Buying Process, Home Selling Process

Obviously, Sellers in Elkhart County say the price is usually the most important element, but there are other factors that make an offer more – or less – attractive.  For instance, one obstacle is a “contingency,” a clause that allows a Buyer to back out if certain conditions aren’t met.  Of course, offers with the […]

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